Informational use only (not advice).
This website is provided by L.D. Dermody Insurance Brokers (1982) Inc. (“L.D. Dermody”) for general information only. It is not insurance, legal, financial, or other professional advice. Coverage depends on the terms, conditions, limitations, and exclusions of your policy and insurer underwriting. Contact a licensed broker to obtain advice about your specific situation.
No warranties.
The site and all content are provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, or availability. L.D. Dermody does not warrant that the site will be uninterrupted, timely, secure, error-free, or free of viruses or other harmful components.
Third-party links.
Links to non-L.D. Dermody websites are provided for convenience only. Such sites are independent from L.D. Dermody; we do not control, endorse, or assume responsibility for their content, products, services, privacy practices, or security.
Security/Downloads.
You are responsible for taking appropriate precautions (e.g., antivirus, backups) to protect your devices and data.
Limitation of liability.
To the fullest extent permitted by applicable law, L.D. Dermody, its affiliates, and their directors, officers, employees, and agents will not be liable for any damages of any kind arising from or related to this site or its content, including indirect, incidental, consequential, special, exemplary, or punitive damages, loss of data, business interruption, lost profits, or loss of goodwill, even if advised of the possibility of such damages. Nothing in this disclaimer limits liability that cannot be limited under applicable law.
Jurisdiction.
These terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein. You agree to the exclusive jurisdiction of the courts of Ontario for disputes relating to this site.
Changes.
We may update this notice at any time by posting a revised version on the site. Your continued use constitutes acceptance of the revised terms.
