Your insurance policy is based on information about you, your vehicle, your home and how they are being used. But life doesn't stand still. You may renovate your home, start renting out part of it, buy a wood stove, let a newly licensed family member drive your vehicle, start using your car for work, or make modifications to your vehicle. Some

Not sure what insurance your Ontario small business really needs? Learn about liability, property, cyber, auto, and more, with real Ontario examples.

Hiring a contractor? One missing step could leave you paying for someone else’s mistake. Learn why checking references and requesting a certificate of insurance can protect homeowners, condo owners, and tenants from costly claims.

Definity Insurance has announced plans to acquire Travelers Canada — a major change for the Canadian insurance market. Here’s what it could mean for Ontario clients and how L.D. Dermody Insurance Brokers is preparing for the transition.

Noticed your car insurance premium creeping up, even with a clean record? You’re not alone. Learn the top reasons Ontario drivers are seeing higher rates and how a broker can help you save.

L.D. Dermody Insurance Brokers uses Applied ezITV to deliver faster, data-driven dwelling replacement cost evaluations for Ontario homeowners.

If you’ve ever added a young driver to your insurance policy, you probably felt the sting of sticker shock. Parents often wonder: “Why does it cost so much when the car is old and only has liability coverage?” It can feel unfair, but there are solid reasons behind those numbers. Let’s break it down. 1. Young Drivers Are Riskier Drivers

It’s a question we hear often: “If my car is parked illegally and another driver hits me, am I at fault?” The answer may surprise you, it depends on where the collision happens. The Ontario Fault Determination Rules In Ontario, insurance companies don’t assign fault based on police reports or personal opinion. They rely on the Fault

 A major change to auto insurance in Ontario is set to take effect in 2026. The Ontario government has decided to remove most mandatory accident benefits from automobile insurance policies and transition to an “a la carte” model. Starting July 1, 2026, only medical, rehabilitation, and attendant care benefits will be mandatory in every auto