A major change to auto insurance in Ontario is set to take effect in 2026. The Ontario government has decided to remove most mandatory accident benefits from automobile insurance policies and transition to an “a la carte” model. Starting July 1, 2026, only medical, rehabilitation, and attendant care benefits will be mandatory

With spring upon us and summer just around the corner, it’s time to prepare your swimming pool for some fun in the sun with family and friends. But getting your pool ready involves more than just removing the cover and filling it with water. Responsible pool owners prioritize safety. Taking precautions now can help prevent serious injuries

In today’s dynamic small business landscape, contractors are expanding their services and taking on new challenges. But have you reviewed your insurance policy recently? Many common operations pose unique risks that might not be covered under your current policy. For example, roofing is often excluded from standard handyman policies, and

We have had a number of customers ask us about recent changes to the impaired and distracted driving laws in Ontario for this year so in response we have put together this short summary.       Impaired Driving  With the new impaired driving laws police officers can now demand a breathalyzer test from any driver.  In

Water damage is now the number one cause of claims for Ontario homeowners.  The amount of damage can be so devastating that it’s prudent to know what’s covered by your home insurance policy.    Many people just assume they have coverage but there are many different kinds of water damage and not all of them are

Vacancy refers to the circumstance where, regardless of the presence of furnishings, all occupants have moved out with no intention of returning, or in the case of a newly constructed dwelling, no occupant has yet taken up residence. There are a number of circumstances that lead to vacant property: tenants move out, owners vacate their property