Article updated October 2026

Ontario's ridesharing insurance arrangements have evolved since this article was originally published in September 2016.

To ensure our readers have access to more current information, we have updated our guidance on insurance coverage for Uber and other ridesharing drivers.

Please read our updated article: [Ride Sharing Programs and Uber](https://www.lddermody.com/resources/insights-updates/ride-sharing-programs-and-uber/)

The updated article explains how ridesharing insurance works in Ontario, the importance of notifying your insurance broker, and what drivers should understand about coverage when using their personal vehicles for ridesharing services.