Updated October 2026 Distracted driving continues to be a serious road safety concern in Ontario. Cellphones, navigation systems, electronic devices and other distractions can take a driver's attention away from the road, sometimes with devastating consequences. Most drivers understand that texting while driving is dangerous. However, there are

Updated October 2026 Whether you are planning a weekend shopping trip, a family vacation in Florida, a road trip across the United States or an extended winter stay, there are important insurance considerations before leaving Ontario. Many Canadians travel to the United States without giving much thought to what might happen if they become ill,

Updated October 2026 During an Ontario winter, snow accumulating on your roof may seem harmless. However, under certain conditions, melting and refreezing snow can create a problem known as an ice dam. Ice dams can cause water to back up beneath roofing materials and enter your home, potentially damaging ceilings, walls, insulation and other

Updated October 2026 Winter driving in Ontario can be challenging. Snow-covered roads, freezing rain, black ice, reduced visibility and rapidly changing weather conditions can make even familiar routes dangerous. While modern vehicles have improved safety features, no technology can eliminate the risks associated with winter driving. Preparing

Updated October 2026 Ontario winters can be unpredictable. Heavy snowfall, freezing rain, strong winds and prolonged periods of extreme cold can all create risks for homeowners. While home insurance provides important financial protection against many unexpected events, not every type of winter damage is automatically covered. Damage caused by

Updated October 2026 Buying a home is one of the largest financial commitments most people will ever make. Whether you are purchasing your first home, moving to a larger property or downsizing, there is a great deal to consider before signing an agreement of purchase and sale. Most buyers focus on the location, purchase price, layout and overall

Your roof is one of the most important parts of your home. It protects your property from rain, snow, ice, wind and other weather conditions that Ontario homeowners experience throughout the year.

For many Ontario families, the cottage is a place to relax, spend time outdoors and create lasting memories.

However, cottages can present fire risks that are different from those associated with a primary residence.

On a warm summers evening, by the water’s edge nothing beats roasted marshmallows and scary ghost stories around a crackling fire.  A long tradition at the cottage or while away camping.  This seemingly harmless tradition can turn quickly into a tragedy if certain precautions are not taken.   We had this happen to one of our clients.    Their 13 year old son sprayed their camp fire with insect repellant hoping to help the fire spread faster.